Buying

Find a property

Request a phone call from our staff about a property

The guide to buying your home:

  1. Figure out what you want to buy – size, location, style etc.
  1. Look into the financials – we recommend seeking some advice from a mortgage advisor.
  1. Get some quotes from solicitors and factor these costs in. You can do this when you have made an offer on a property also and we can hunt around to get you the best fee possible.
  1. Find your home. We will assist you by matching all properties to your criteria and arrange viewings for you.
  1. When you’re ready make an offer and negotiate with the vendor via the agent.
  1. Give your solicitors the go ahead.
  1. Try not to get too stressed throughout the legal process, it can take time but we are here to make sure the process goes as smoothly as possible.
  1. Exchange contracts and book your removals – it’s time to move!

 

STAMP DUTY

You have to pay Stamp Duty Land Tax (SDLT) if you buy a property in the UK over a certain price. This is charged on all purchases of houses, flats and other land and buildings.

Residential properties

You’ll pay:

  • nothing on the first £125,000 of the property price
  • 2% on the next £125,000
  • 5% on the next £675,000
  • 10% on the next £575,000
  • 12% on the rest (above £1.5 million)

Example: If you buy a property for £275,000, you’ll pay £3,750 of SDLT. This is made up of:

  • nothing on the first £125,000
  • £2,500 on the next £125,000
  • £1,250 on the remaining £25,000